What is a Certified Financial Planner®?
Denver/Boulder Personal Financial Planning

A Certified Financial Planner is one who successfully completes the Certified Financial Planner Board of Standards' initial and ongoing certification requirements. The CFP® is a mark owned by the CFP Board and is only given to those who complete their certification requirements.

The CFP Board is a nonprofit professional regulatory organization founded in 1985 to benefit the public by fostering professional standards in personal financial planning.

To learn more about the Board, their standards and how you, a financial planning consumer, can benefit from working with a Certified Financial Planner, visit their website at http://www.cfp-board.org

There are many reasons to seek help from a financial planner. You may be considering the purchase of a new home, planning for your children's education or your own retirement, need tax preparation assistance or help managing your asset portfolio. Focused Financial Planning, Inc. can help you meet your financial goals. Please fill out our Contact Form or give us a call at (303) 544-0222 for a complimentary consultation.

"Fee-only" financial advisors work solely for their clients and are compensated only by a previously agreed upon fee. Therefore, they can be completely objective in their evaluation can recommend a course of action based only on strategic financial considerations.

"Fee-only" advisors do not accept commissions or receive any other compensation for recommending specific products. They simply develop and implement a plan that shows clients how to attain their financial goals. The result is an unbiased overview by professionals who are working solely for their clients.

• Newsweek - Jane Bryant Quinn
  "Financial Planners who take commissions have a
  built-in conflict of interest...even with
  disclosure, my choice would be a fee-only planner."
• Money Magazine
  "Start with a general practitioner...a Financial Planner
  (whose) compensation should be from fees alone."
• Forbes
  "The most important matter is how the planner is compensated.
  Hire the planner who...has no financial stake in (your) investments."

Focused Financial Planning, Inc. belongs to the largest organization of "fee-only" planners - The National Association of Personal Financial Advisors (NAPFA/www.napfa.org) and believes there is a significant "conflict of interest" if an advisor stands to gain financially from the purchase of any product he or she recommends to the client.

If you have more questions about "fee-only" planning, feel free to contact us.